On this episode, we’ll be discussing ideas for how to go from a fixed mindset to a growth mindset and becoming a lifelong learner. Continue reading…
The Frugal Mom$ter and Lifelong Learning Podcast Host
September proved to be a positive month for our expenses. We managed to keep several areas trimmed within range of our September 2016 report, our lowest one to date. If we had not prepaid a small amount in our standard mortgage payment, we would’ve been within last year’s expenses by around $100 or so. Continue reading…
Chris and I have discussed at length, more so I than him, about how nice it would be to get rid of the mortgage. I’ve written about my desire to pay off our mortgageseveral times, going back and forth on our goals, how we might achieve it, and what other things may stand in the way.
More recently, I believe I came up with a balanced approach to using our side (i.e. second job) incomes to pay down the mortgage (or pay it off hopefully soon!) and keep our main incomes for saving for emergencies, retirement, and other travel goals. This makes me feel a little more comfortable than throwing it all at a non-liquid asset.
When do you have enough? When is it enough money in the bank? Enough achievements under your belt? Enough to feel secure? What is enough to you may not be enough for someone else or way more than enough depending on who you converse with. Finding the right amount of enough for you may feel tricky or difficult, too.
I recently read John C. Bogle’s book, “Enough: True Measures of Money, Business, and Life.” It came to me through various blogs who have mentioned the title and I figured it would be a good read. Bogle is the founder of Vanguard, and if you’ve hung around frugal or financial freedom/independence blogs you’ll see Vanguard touted everywhere.