This past week was a prime example of why everyone should have at the very least a $1,000 Emergency Fund. Our sewer line clogged up on Monday, and after two days of trying to clear it ourselves, we had to call in a professional. Roto-Rooter to the rescue!
Unfortunately, it turned out we paid $310 for a plunger job! Chris had tried to use a cleanout tool for our “cleanout” pipe to the sewer from Home Depot to no avail and called in a pro.
Then, the pro couldn’t even get his big cleanout tool down the cleanout pipe in the front either. He thought maybe our pipes were offset. That potentially meant a dig out and new pipes in the future. We thought, man, we must have a HUGE problem on our hands.
Spoiler alert: the pro finally plunged it with a big plunger and viola, water flowed again.
The pro was very nice and we’d definitely call them again if needed. We asked about cameras to see what the issue was down there, but he said that would cost extra and have to be a whole other appointment. We’ll pass.
Our DIY Mindset Prevails
After he left, it was 8 pm and Chris decided to duct tape his phone to a pole (in a plastic bag) and shot video down into the hole. Good thinking Chris!
Apparently, our sewer line has a catch right after the clean out section. Really?! Who designed it like that?
Now we know that the catch is where toilet paper got stopped up. Our assumption is a child in our home who’s been found to stuff up the toilet before… Thankfully, there is no issue of pipes being offset or the need for a dig out/replacement.
So, next time, Chris can just plunge the outside cleanout pipe if needed and now we know what it looks like down there. That my friend is a frustrating experience to have paid so much for a plunger! In the end, we now know how we’d fix it ourselves next time and will save on doing that in the future.
Emergency Funds Save the Day
The good thing is that we don’t have any issues covering this cost from our house funds. If we weren’t ahead of the game, as we were years ago, we’d have definitely relied on that $1,000 Emergency Fund to cover this last minute cost. It’s important to get toilets flushing again without going into credit card debt!
Another example of the easy wins an Emergency Fund could garner in such situations. Think about it, if you don’t have an Emergency Fund, maybe this will convince you to set just a little something aside. You don’t want to have to pay 21%+ interest just to go to the bathroom, right?